How much extra tax does a non-filer pay?
People who are not on the Active Taxpayers List pay higher withholding tax on property, vehicles, cash withdrawals and dividends. Enter what applies to you to see the difference in rupees.
Your non-filer cost
Fill in any fields that apply to you. All are optional.
Add up withdrawals made on days when you took out more than Rs. 50,000 in total.
Enter at least one amount to see the extra tax.
Estimates use withholding rates in force from 1 July 2026. Actual deductions depend on the transaction and your status on the day. Non-residents holding a NICOP or POC are not charged non-filer rates on property. Check with your consultant before a large transaction.
Filer and non-filer rates
For transactions from 1 July 2026 (Finance Act 2026).
| Transaction | Filer | Non-filer |
|---|---|---|
| Cash withdrawals above Rs. 50,000 a day | 0% | 0.8% |
| Buying property | 1.25% | 10.5% to 18.5% |
| Selling property | 2.75% | 11.5% |
| Vehicle registration, up to 1000cc | 0.5% to 1% of value | 1.5% to 3% of value |
| Vehicle registration, 1001cc to 2000cc | 1.5% to 5% of value | 4.5% to 15% of value |
| Vehicle registration, above 2000cc | 7% to 12% of value | 21% to 36% of value |
| Dividends | 15% | 30% |
Example: buying a Rs. 10,000,000 property
Rs. 925,000 more tax as a non-filer
10.5% instead of 1.25%. Filing through WeCertify costs Rs. 5,999 a year.
Full list, including capital gains and electricity bills: withholding tax rates.
Questions about non-filer tax
- What is a non-filer in Pakistan?
- A non-filer is anyone whose name is not on FBR's Active Taxpayers List. Banks, property registrars and vehicle registration offices check the list and deduct tax at higher rates from people who are not on it.
- How much extra does a non-filer pay when buying property?
- From 1 July 2026, filers pay 1.25% advance tax on a property purchase. Non-filers pay 10.5% on property worth up to Rs. 50 million, and more above that. On a Rs. 10,000,000 property that is Rs. 925,000 extra.
- What tax do non-filers pay on cash withdrawals?
- When your cash withdrawals from all bank accounts add up to more than Rs. 50,000 in a day, a non-filer pays 0.8% on the whole amount. Filers pay nothing.
- How do I become a filer?
- File your income tax return on FBR's IRIS portal before 30 September. If you file after the deadline, you are added to the Active Taxpayers List once you pay the ATL surcharge of Rs. 25,000 as an individual. Instead of paying, an individual can give an undertaking not to buy property for six months.
Stop paying non-filer rates
We file your return and wealth statement so you are on the Active Taxpayers List. Rs. 5,999 a year, including any years you missed.
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